Comprehensive Financial Planning: Otto & Associates, Inc. is a fee-only financial planning firm. We provide a full range of financial planning services including investment management, retirement and estate planning, saving for college, insurance analysis, tax planning, budget and cash management, and charitable giving.
Fee-Only: “Fee-Only" means that we do not represent any companies, receive commissions for selling particular products, or accept compensation from anyone other than our clients.
Fiduciary Responsibility: Otto & Associates, Inc. adheres to the fiduciary standard. This means:
• Acting in the best interest of our clients at all times;
• Avoiding conflicts of interest and disclosing any potential conflicts of interest that cannot be avoided;
• Providing oversight to assure that all aspects of a client’s financial life are in order;
• Acting in good faith and with candor in every encounter; and
• Not accepting referral fees or compensation contingent upon the purchase or sale of financial products.
