PRIVACY STATEMENT OF OTTO & ASSOCIATES, INC.


A recently enacted federal statute, known as the Gramm-Leach-Bliley Act requires us as a “financial institution” to take affirmative steps to explain to you what our specific policy is with regard to the usage of information about you which you may have provided to us or with regard to other information about you that we may have collected about you.

I. CATEGORIES OF INFORMATION WE COLLECT
We at Otto & Associates, Inc. collect nonpublic personal information about you from the following sources:

• Information we receive from you on applications or other forms
• Information about your transactions with us, our affiliates, or others; and
• Information we receive from outside sources such as a consumer reporting agency.

II. CATEGORIES OF INFORMATION WE DISCLOSE
We at Otto & Associates, Inc. may disclose the following kinds of nonpublic personal information about you:

• Information we receive from you on applications or other forms such as your name, your address, your social security number, your asset level and/or your income level.
• Information about your transactions with us, our affiliates, or others such as your account balances, payment history, parties to transactions and credit card usage.
• Information we receive from a consumer reporting agency.

Third Party Vendors

 

IV. CATEGORIES OF PARTIES TO WHOM WE DISCLOSE
We may disclose nonpublic personal information about you to the following types of third parties:

• Financial services providers, such as other investment advisers, outside custodians, broker/dealers, life insurance agents, banks, etc.
• Non-financial companies such as direct marketers, publishers, etc.
• Others such as non-profit organizations.

 

V. SERVICE PROVIDER/JOINT MARKETING ARRANGEMENTS
We may disclose the following information to companies that perform marketing services on our behalf or to other financial institutions with which we have joint marketing arrangements:

• Information such as your name, address, social security number, asset level or income levels and other data which we receive from you on applications and other paperwork
• Information which we know about concerning your transactions with us, our affiliates or others such as your account balance, credit history or payment history.
• Information we receive from a consumer reporting agency

VI. YOUR RIGHT TO OPT OUT
If you prefer that we not disclose nonpublic personal information about you to nonaffiliated third parties, you may opt out of those disclosures, that is, you may direct us not to make those disclosures other than those disclosures permitted by law. If you wish to opt out of disclosures to nonaffiliated third parties, you may call our firm at 914-232-5379 or you may fax us at 914-232-5378 or you may contact us by email at info@ottoandassociates.com

VII. CONFIDENTIALITY AND SECURITY
We at Otto & Associates, Inc. restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic and procedural safeguards that comply with federal standards to guard your nonpublic personal information.